Personal Checking Accounts

We’ve got the right fit for you.

Yorktown Personal Checking Accounts are tailor made to fit our customers’ needs. With five account packages from which to choose, we can help you find the best solution to fit you and your family.

To open a new personal checking account, please call or stop by. Our representatives are ready to help you!

Tulsa Utica Location: 918-491-7000

Pryor Locations: 918-825-7200


Free Checking Account

If you don’t need your item images and are looking for a no cost account, this one will fit you.

DETAILS

▪ Minimum deposit to open is $100.00
▪ No monthly maintenance or activity fees
▪ Unlimited check writing, check card transactions, automatic deposits and withdrawals


Yorktown Checking Account

If you have a direct deposit and you would like your images this is the account for you.

DETAILS

▪ Minimum deposit to open is $100.00
▪ No monthly maintenance fees
▪ First 30 withdrawals are free. After that each withdrawal is $.20 each. (Checkcard, ATM, and ACH transactions are excluded from this fee).


Freedom Club I & II Checking Account

This is a great account for those of you who still enjoy writing checks and want some added benefits.

DETAILS

▪ Minimum deposit to open is $100.00
▪ Monthly maintenance fee is $9.50 (Freedom Club I) which includes a $20,000.00 Accidental Death Insurance Policy
▪ Monthly maintenance fee is $11.00 (Freedom Club II) which includes a $30,000.00 Accidental Death Insurance Policy
▪ Activity fee is $0.20 per withdrawal after 30 (Checkcard, ATM, and ACH transactions are excluded from this fee).
▪ Free check card (subject to approval)
▪ Free bank club checks
▪ Discount on cashier’s checks and safe deposit box rentals
▪ Free notary service
▪ Free limited photocopy service


NOW Checking Account

This account earns interest and is available to individuals, sole-proprietorships, and not-for-profit organizations.

DETAILS

▪ Interest is paid monthly on a daily balance of $1,000.00 or more*
▪ Minimum deposit to open is $100.00
▪ Monthly maintenance fee is $6.00 if minimum balance is not maintained
▪ Minimum balance to avoid maintenance fees is $2,000.00
▪ Activity fee is $0.20 per withdrawal after 30 (Checkcard, ATM, and ACH transactions are excluded from this fee).

*Rates are subject to change at management’s discretion. No interest is paid prior to the statement cycle date.


Solid Gold Checking Account

This is our favorite account for our 55 and better customers. It comes with great value and plenty of extras.

DETAILS

▪ Interest is paid monthly on a daily balance of $1,000.00 or more*
▪ Minimum deposit to open a Solid Gold Checking account is $100.00
▪ Monthly maintenance fee is $2.00 if minimum balance is not maintained
▪ Minimum balance to avoid maintenance fees is $1,000.00
▪ Free check card (subject to approval)
▪ Free bank club checks with an average collected balance of $3,000.00 or more
▪ No fee on cashier’s checks
▪ 25% discount on safe deposit box rentals (Pryor locations only)
▪ Free notary service
▪ Free limited photocopy service

*Rates are subject to change at management’s discretion. No interest is paid prior to the statement cycle date.