Deposit Rates

Check our current CD deposit rates! Certificates of deposit offer a great return on your savings, and the peace of mind that comes with a secure investment. Interest on our CD’s compounds quarterly and begins accruing on the date of the deposit.


DEPOSIT RATES EFFECTIVE 11/6/2019


CD RATES
RATE APY
3 MONTHS 0.850% 0.850%
6 MONTHS 1.479% 1.490%
12 MONTHS 1.519% 1.530%
18 MONTHS 1.519% 1.530%
24 MONTHS 1.569% 1.580%
36 MONTHS 1.569% 1.580%
48 MONTHS N/A N/A
60 MONTHS N/A N/A

*NOTE: A penalty may be imposed for early withdrawals. You must deposit a minimum of $500.00 to open this account. There are no minimum balance requirements to obtain the disclosed APY.


HIGH YIELD MONEY MARKET
RATE APY
$0.01-$19,999 0.300% 0.300%
$20,000-$49,999 0.550% 0.550%
$50,000-$99,999 0.800% 0.800%
$100,000-$499,999 1.400% 1.400%
$500,000-$999,999 1.500% 1.500%
$1,000,000 + 1.700% 1.700%

*NOTE: Interest is paid monthly on an average balance of $.01 or more according to a tiered rate structure. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.


CHECKING & SAVINGS RATES
RATE APY
NOW & S.G. 0.250% 0.250%
SAVINGS 0.250% 0.250%

*NOTE: Now & Solid Gold – Interest is paid monthly on a daily balance of $1,000.00 or more. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.

Savings – Interest is paid quarterly on a daily balance of $100.00 or more. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.


IRA RATES
RATE APY
3 MONTHS 0.850% 0.850%
6 MONTHS 1.479% 1.490%
12 MONTHS 1.519% 1.530%
18 MONTHS 1.519% 1.530%
24 MONTHS 1.569% 1.580%
36 MONTHS 1.569% 1.580%
48 MONTHS N/A N/A
60 MONTHS N/A N/A

*NOTE: A penalty may be imposed for early withdrawals. You must deposit a minimum of $500.00 to open this account. There are no minimum balance requirements to obtain the disclosed APY.


BUSINESS ESCROW ACCOUNT
RATE APY
$0.01-$99,999 0.400% 0.400%
$100,000 + 0.800% 0.800%

*NOTE: Interest is paid monthly on a daily balance of $.01 or more according to a tiered rate structure. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.



*APY = Annual Percentage Yield