Deposit Rates

Check our current CD deposit rates! Certificates of deposit offer a great return on your savings, and the peace of mind that comes with a secure investment. Interest on our CD’s compounds quarterly and begins accruing on the date of the deposit.


DEPOSIT RATES EFFECTIVE JULY 1, 2018


CD RATES
RATE APY
90 DAYS 1.234% 1.240%
180 DAYS 1.788% 1.800%
365 DAYS 2.084% 2.100%
18 MONTHS 2.280% 2.300%
24 MONTHS 2.452% 2.475%
36 MONTHS 2.673% 2.700%
48 MONTHS 2.722% 2.750%
60 MONTHS 2.771% 2.800%

*NOTE: A penalty may be imposed for early withdrawals. You must deposit a minimum of $500.00 to open this account. There are no minimum balance requirements to obtain the disclosed APY.


HIGH YIELD MONEY MARKET
RATE APY
$0.01-$19,999 0.50% 0.50%
$20,000-$49,999 0.70% 0.70%
$50,000-$99,999 0.85% 0.85%
$100,000-$499,999 1.25% 1.25%
$500,000-$999,999 1.40% 1.40%
$1,000,000 + 1.60% 1.60%

*NOTE: Interest is paid monthly on an average balance of $.01 or more according to a tiered rate structure. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.


CHECKING & SAVINGS RATES
RATE APY
NOW & S.G. 0.30% 0.30%
SAVINGS 0.30% 0.30%

*NOTE: Now & Solid Gold – Interest is paid monthly on a daily balance of $1,000.00 or more. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.

Savings – Interest is paid quarterly on a daily balance of $100.00 or more. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.


IRA RATES
RATE APY
12 MONTHS 2.084% 2.100%
24 MONTHS 2.452% 2.475%
36 MONTHS 2.673% 2.700%
60 MONTHS 2.771% 2.800%

*NOTE: A penalty may be imposed for early withdrawals. You must deposit a minimum of $500.00 to open this account. There are no minimum balance requirements to obtain the disclosed APY.


BUSINESS ESCROW ACCOUNT
RATE APY
$0.01-$99,999 0.60% 0.60%
$100,000 + 0.90% 0.90%

*NOTE: Interest is paid monthly on a daily balance of $.01 or more according to a tiered rate structure. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.



*APY = Annual Percentage Yield