Deposit Rates

Check our current CD deposit rates! Certificates of deposit offer a great return on your savings, and the peace of mind that comes with a secure investment. Interest on our CD’s compounds quarterly and begins accruing on the date of the deposit.


DEPOSIT RATES EFFECTIVE NOVEMBER 1, 2018


CD RATES
RATE APY
90 DAYS 1.689% 1.700%
180 DAYS 2.084% 2.100%
365 DAYS 2.428% 2.450%
18 MONTHS 2.526% 2.550%
24 MONTHS 2.624% 2.650%
36 MONTHS 2.693% 2.720%
48 MONTHS 2.849% 2.880%
60 MONTHS 2.947% 2.980%

*NOTE: A penalty may be imposed for early withdrawals. You must deposit a minimum of $500.00 to open this account. There are no minimum balance requirements to obtain the disclosed APY.


HIGH YIELD MONEY MARKET
RATE APY
$0.01-$19,999 0.55% 0.55%
$20,000-$49,999 0.85% 0.85%
$50,000-$99,999 1.05% 1.05%
$100,000-$499,999 1.55% 1.55%
$500,000-$999,999 1.75% 1.75%
$1,000,000 + 1.95% 1.95%

*NOTE: Interest is paid monthly on an average balance of $.01 or more according to a tiered rate structure. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.


CHECKING & SAVINGS RATES
RATE APY
NOW & S.G. 0.35% 0.35%
SAVINGS 0.35% 0.35%

*NOTE: Now & Solid Gold – Interest is paid monthly on a daily balance of $1,000.00 or more. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.

Savings – Interest is paid quarterly on a daily balance of $100.00 or more. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.


IRA RATES
RATE APY
12 MONTHS 2.428% 2.450%
24 MONTHS 2.624% 2.650%
36 MONTHS 2.693% 2.720%
60 MONTHS 2.947% 2.980%

*NOTE: A penalty may be imposed for early withdrawals. You must deposit a minimum of $500.00 to open this account. There are no minimum balance requirements to obtain the disclosed APY.


BUSINESS ESCROW ACCOUNT
RATE APY
$0.01-$99,999 0.60% 0.60%
$100,000 + 1.00% 1.00%

*NOTE: Interest is paid monthly on a daily balance of $.01 or more according to a tiered rate structure. Interest rates are subject to change at management’s discretion. No interest is paid prior to statement cycle date. You must deposit a minimum of $100.00 to open this account.



*APY = Annual Percentage Yield